Allianz Partners’ SmartBenefits® Protects Two-millionth Customer with Proactive Payments

Allianz Partners’ SmartBenefits® Hits Important Milestone, protecting customers since 2018 with Automatic, No-Receipts Claim Benefits

Richmond, Virginia, February 9, 2022 – The combination of winter weather and COVID-related crew shortages can create travel delays that can cost consumers not only time, but also money, in the form of extra meals, overnight hotel bills and taxi rides. Understanding the need to make payments for qualifying travel delays fast and without the need to file a claim, Allianz Partners in 2018 launched its proactive payment system SmartBenefits®, which actively monitors customers’ flights and issues automatic payments after qualifying flight and baggage delays. SmartBenefits are available on plans offered by travel advisors and purchased through the company’s consumer website. At the end of 2021, more than two million customers have been covered by SmartBenefits and more than 200,000 flight itineraries have been monitored for customers who provide their flight details.

Allianz Partners was one of the first travel insurance companies to offer proactive claim payments for qualifying flight and baggage delays. Travel delay comprises about 83 percent of claims paid through SmartBenefits, while baggage delay makes up about 17 percent.

How SmartBenefits Works

When a customer purchases a travel insurance plan featuring SmartBenefits*, they will be prompted to submit flight information on allianztravelinsurance.com or the company’s award-winning TravelSmart™ mobile app or if using a travel advisor, through AgentMax Online, Allianz Partners’ award-winning platform for travel advisors.

When it comes time to travel, Allianz will monitor customers’ flights and if the airline announces a qualifying flight delay, the company will send a text message or email letting the customer know they are eligible for an automatic claim payment of $100 per insured person, which can help with covered expenses during a delay – like meals, transportation and hotel stays.

If a customer experiences a qualifying baggage delay, they just need to submit proof of the delay to receive an automatic $100 payment to purchase essential items. If a customer needs to purchase more than $100 in essential items, they should file a claim and include their receipts to receive a payment up to the maximum of their benefit.

Ways to Receive a Claim Payment: Three Convenient Options

Allianz Partners’ SmartBenefits proactive payment is sent by check within 5-10 business days, but if a customer wants access to their payment faster, they can click a link in the text or email message and tell Allianz to send it via:

Debit card: payment is sent right away once the claim has been approved (banks may take longer to process the transaction)
Direct deposit: payment within 2-5 business days

If a customer’s covered expenses during an eligible delay exceed $100, they can submit a claim with receipts for their total expenses, up to the maximum benefit limit specified in the plan.

In the event that a flight is canceled, a customer with SmartBenefits can file a no-receipts claim for an eligible covered travel delay, but they will not receive an automatic payment.

“We’re proud to announce that we’ve covered our two-millionth customer with our innovative SmartBenefits proactive payment system,” said Richard Aquino, Vice President and Head of Sales at Allianz Partners USA. “Our customers told us they wanted faster claim filing and expanded benefits, so we created a platform that automatically sends same-day fixed-amount payments for qualifying travel and baggage delays. Our travel advisor partners have provided extremely positive feedback that tells us that their clients appreciate our fast, no hassle claim payments.”

*Note for Travel Advisors: The proactive payment for flight delay is only activated if the customer’s flight information is entered in AgentMax Online and the customer opts-in for communications. Entering flight details when the policy is purchased or at least 48 hours prior to flights, will help ensure that flights are monitored.

To learn more about SmartBenefits, an infographic is here and a video can be found here.

Press contact  

FINN Partners   

Robin Magrisi / Robin.Magrisi@finnpartners.com

Jennifer Castillo / Jennifer.Castillo@finnpartners.com  

About Allianz Partners

Allianz Partners (AGA Service Company) is a leading consumer specialty insurance and assistance company with operation centers in 35 countries. In the United States, the company offers Allianz Travel-branded travel protection plans and serves over 45 million customers annually. In addition to travel insurance, the company offers tuition insurance, event ticket protection, registration protection for endurance events and unique travel assistance services such as international medical assistance and concierge services. The company also serves as an outsource provider for in-bound call center services and claims administration for property and casualty insurers and credit card companies.

* Terms, conditions, and exclusions apply to all plans. Plans are available only to U.S. residents. Not all plans are available in all jurisdictions. Benefits and limits vary by plan. For a complete description of the coverage and benefit limits offered under your specific plan, carefully review your plan’s Letter of Confirmation/Declarations and Certificate of Insurance/Policy. Insurance coverage is underwritten by BCS Insurance Company (OH, Administrative Office: Oakbrook Terrace, IL), rated "A‐" (Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: Richmond, VA), rated "A+" (Superior) by A.M. Best Co., under Jefferson Form No. 101‐C series or 101‐P series, depending on state of residence. AGA Service Company d/b/a Allianz Global Assistance is the licensed producer and administrator of Allianz Travel-branded travel protection plans in the U.S. and an affiliate of Jefferson Insurance Company. Allianz Global Assistance, TravelSmart, and AgentSmart are marks of AGA Service Company or its affiliates. The insured shall not receive any special benefit or advantage due to the affiliation between Allianz Global Assistance and Jefferson Insurance Company. Plans include insurance and assistance services. Noninsurance benefits/products are provided and serviced by Allianz Global Assistance. SmartBenefits proactive payments and “no receipts” payments available only on certain plans. For plans that include proactive payments: when you opt in and provide flight information, Allianz Global Assistance will monitor flights and send flight status and benefit alerts, including alerts about flight delays that qualify for automated travel delay payments. Standard message/data rates apply to SMS alerts. Automated claims and payment system availability is not guaranteed and is subject to our sole discretion. All claims subject to policy terms, conditions, and exclusions.